DSCR

• Loans up to $3 million with a minimum of $100,000
• Purchase and cash-out or rate-term refinance
• Short-term rentals allowed (AirDNA reports accepted) 
• DSCR < 1.0 and No DSCR options available 
• No income or employment required; qualifications based on property cash flow
• Max of five loans with AOMS; exceptions considered when there are more than five loans
• No limit on total number of financed properties a borrower can own
• First time home buyer (FTHB) not allowed
• Properties can vest title in LLC, S corp, C corp, or revocable trusts
• Permanent and non-permanent residents allowed
• Interest-only available; gift funds okay 
• Up to 6% seller concessions
• Warrantable, non-warrantable, and condo hotels allowed

Call or email today for more details!