Mortgage loans for first time home buyers, refinancing, renewals

Available nationwide: Our DSCR investor loans are offered to real estate investors in all 50 states.

Loans up to $6 million with a minimum of $100,000
Purchase and cash-out or rate-term refinance
Short-term rentals allowed (AirDNA reports accepted)
DSCR < 1.0 and No DSCR options available
No income or employment required; qualifications based on property cash flow
Max of five loans with AOMS; exceptions considered when there are more than five loans
No limit on total number of financed properties a borrower can own
First time home buyer (FTHB) not allowed
Properties can vest title in LLC, S corp, C corp, or revocable trusts
Permanent and non-permanent residents allowed
Interest-only available; gift funds okay
Up to 6% seller concessions
Warrantable, non-warrantable, and condo hotels allowed

Yes. Investment properties can vest title in an LLC, S corp, C corp, or revocable trust.

Yes. Short-term rentals are allowed, and AirDNA reports are accepted to document rental income.

Options are available for DSCR below 1.0, including No DSCR programs. Contact us to review your property’s numbers.

No. There is no income or employment verification — qualification is based on the property’s cash flow.

DSCR loans from $100,000 up to $6 million.

Yes, interest-only options are available.

For a free DSCR loan quote, reach out with these details:

Get pre-approved in as little as 15 minutes. Call 404-819-9451 or send us a message today.

Estimate your monthly payment, cash flow, and DSCR before you apply — free to use.

DSCR